Opinion & Debate

Published on December 26th, 2013 | by Kelly Rose Bradford


EIGHT pay day loans paid for mum’s Christmas

A young single mum took out EIGHT pay day loans to give her kids a magical Christmas.

Mum-of-two Katie McGill, 28, told the Sun she had borrowed more than £1,500 to buy presents for her children, including new bikes, a TV and DVD player each, and computer games.

Katie, who is mum to Mya-Renee, three, and Calvin, eight, said she had been thinking about Christmas ‘since April’.

“I started taking the loans out in the summer to fund the perfect Christmas,” she said, revealing she borrowed sums ranging from £80 to £380 from companies such as Wonga.

However, the Sun estimated that her borrowed £1,500 will cost her around £3,000 to pay back – a figure she says she cannot afford.

“It’s stupid really because I’m on benefits and there is no way I can afford to pay it all back,” she said.  “When I first started taking out loans I was in a stable relationship and me and my partner both had jobs meaning when it came to pay day we could pay back what we owed.”

Katie needs to start making payments on the loans on 2 January.

“I’m not really sure how much I owe, I’m not really thinking about it right now,” she told the Sun. “I just want to give the kids a good Christmas. When it’s over then I’ll sit down and work it all out.”

She alleged that despite now being out of work, she was still being targeted by loan companies to borrow more.

Wonga told the Sun they could not comment on individual customer’s cases without their permission.

Tags: , , ,

About the Author

Kelly Rose Bradford

is a London-based journalist and broadcaster, writing for the Daily Mail, the Daily Express, the Sunday Telegraph, and a host of women's magazines. Her robust opinions and feisty debating skills make her in demand as a social commentator, regularly guesting on ITV's This Morning programme, and across many radio stations, including 5 Live and BBC Radio London.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to Top ↑